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Plans are optional and are added at checkout on the bike's product page.\u003c\/p\u003e\n\n\u003ch3\u003eWhat it covers\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eMechanical and electrical breakdown after the manufacturer's warranty period ends\u003c\/li\u003e\n\u003cli\u003eAccidental damage, subject to the terms of the plan you select\u003c\/li\u003e\n\u003cli\u003eRepair, replacement, or reimbursement depending on the claim\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eChoose a 1, 2, or 3 year plan on the bike's product page before you check out\u003c\/li\u003e\n\u003cli\u003eCoverage length and pricing are set by the manufacturer's warranty term for that brand\u003c\/li\u003e\n\u003cli\u003eWhile the manufacturer's warranty is still active, contact us first and our team handles it\u003c\/li\u003e\n\u003cli\u003eAfter the manufacturer's term ends, claims are filed directly with xCotton\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eExclusions apply. Full coverage details and claim conditions are provided with your plan documents. If you have a question about what a plan covers before you buy, contact us and we'll walk you through 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